Genworth has created a great pamphlet, highlighting the myths and misconceptions about Long Term Care.
On August 27, Presenter Shawn Britt, Director, Advanced Consulting Group, will be conducting a webinar.
Shawn is well known for her knowledge on long-term care (LTC) riders and the LTC industry. In addition to speaking at industry events, she has been published in The National Underwriter, Advisors Today, Life Insurance Selling and California Broker.
The session will cover differentiating between long-term care and chronic illness riders. She will explain that riders paying benefits for LTC/chronic illness are not all the same — the differences may surprise you! Learn about these riders and find out how they determine:
- What claims qualify for benefits with each type of rider
- The two primary payout methods
- How riders are charged for and the impact this could have on your client’s total benefits
Living Benefits are becoming more common place in the life insurance market place. Met Life is now introducing their version. Met Life’s “Enhanced Care Benefit Rider” hits the market next week. The notable difference with Met life’s product is that it is available on their Whole life Product line. One way that I see using this product is as an alternative for clients that don’t qualify for Lincoln’s money guard product due to health concerns. Have Special Risk run illustrations for your client’s and see how this product can meet your client’s needs.
For more information, contact us today.
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