Living Benefits are becoming more common place in the life insurance market place. Met Life is now introducing their version. Met Life’s “Enhanced Care Benefit Rider” hits the market next week. The notable difference with Met life’s product is that it is available on their Whole life Product line. One way that I see using this product is as an alternative for clients that don’t qualify for Lincoln’s money guard product due to health concerns. Have Special Risk run illustrations for your client’s and see how this product can meet your client’s needs.
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