Accelerated Underwriting (AU)
Our Accelerated Underwriting process is available for both our term and whole life products and no medical exam or fluids are required for cases which fall within the following parameters:
- Ages 18-60
- All risk classes
- Face amounts $500,000 and under
Best practice guidelines are now included in our new Underwriting Guide highlighting which clients are best suited for our AU process, together with examples of accepted conditions and uninsurable medical and non-medical scenarios. These have been designed to help you make the best decisions for your clients.
SBLI Healthy Credits Program
We also want to take the opportunity to remind you of our wellness rewards program, SBLI Healthy Credits. This has been designed to help improve cases with mild to moderate substandard mortality assessments. It provides a personalized approach to allow clients to qualify for an improved rate class based on objective healthy living criteria.
Full details of these updates are available in the new SBLI Underwriting Guide.