MEDICARE PROGRAMS
- Medicare Advantage Plans: Aetna, Anthem, CTCare, United Health Care and Wellcare
- Medicare Supplement Plans: Aetna, Anthem, United American, and United Health Care with AARP Branding
- PDP Plans: Humana, Mutual of Omaha, SilverScript, UHC and Wellcare
- Products available in Multiple States
- Medicare Supplement CT Rates
- Medicare Made Clear
- Medicare and You 2021
- 2021 Benefits Quick Guide
- Medicare Center – Rating / Enrollment DOL
- Training Videos
- Training Session – 2021 Medicare Center Training Session – Recording
- Medicare Choices – Client Flyer
IN-HOSPITAL CASH PLAN
- Low cost product to cover those hospital co-pays
- Benefits are paid in CASH directly to the insured
- Guaranteed to Issue
- Annualization of commissions with lifetime renewals
- Skilled Nursing Facility rider option to cover $120.00 per days 21-100
FINAL EXPENSE LIFE INSURANCE
Insurance for people who have health conditions and can only afford small amounts of insurance.
Guaranteed Issue
- Issue ages 50-80
- $5,000 – $25,000
- Premium plus 10% if death occurs in first 2 years
- Immediate death benefit on accidental death
- Short form application no health questions
Simplified Issue
- Issue ages 40-90
- $2,500-$25,000
- 50% death benefit in second year
- On-line application
- Advanced commissions available on request
- Immediate death benefit on accidental death
- 5 knock out questions
LONG TERM CARE INSURANCE
- Protect your clients’ Retirement Plans as well as their homes with LTCi. With proper planning, no one should have to liquidate their assets to pay for care. It’s best to self-insure a small percentage vs 100% of the cost of care.
- Traditional (Partnership and non-Partnership), Single Pay and Combo-Linked LTCi/Life are available.
ANNUITIES
- MERIT has an entire portfolio of FIXED, INDEXED, IMMEDIATE, and Medicare Compliant Annuities. Check our annuity rates online now!
- Give your clients a monthly pay increase with a high-paying fixed annuity.
- Give your clients “Income for Life” with your Indexed Annuity.