Life Insurance Strategies

Empowering producers with comprehensive planning resources, industry expertise, and customized solutions to secure your clients’ financial futures.

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Business Planning

Strategic solutions designed to protect business owners, secure their legacy, and support their key employees.

  • Key Person Protection
  • Buy-Sell Agreements
  • Executive Compensation Strategies
  • Succession Planning
  • Business Valuation

Advanced Planning

A comprehensive resource for best-in-class advanced planning support, driven by industry experts dedicated to exceptional service.

  • Premium Financing
  • Private Financing
  • Split Dollar Plans
  • Advanced Estate Planning

Personal Planning

Customized strategies and frameworks designed to secure the financial futures of families and loved ones.

  • Income Replacement
  • Debt Protection
  • Final Expense
  • Estate Planning
  • Life Insurance Retirement Planning
  • College Funding

Comprehensive Sales & Marketing Solutions

Equip yourself with the tools, strategies, and underwriting pathways required to implement high-level concepts for your clients.

Business Insurance Planning

Comprehensive sales and marketing resources to help you identify opportunities and implement sophisticated business planning concepts. Click to view PDF resources.

Cross Purchase Buy-Sell Entity Purchase Buy-Sell Equity Loan Regime Split Dollar Executive Bonus (IRC 162) Key Person Indemnification Non-Equity Endorsement Split Dollar Nonqualified Def. Comp. Restricted Executive Bonus Supplemental Executive Retirement Plan (SERP)

Guaranteed & Simplified Issue Underwriting

Expedite coverage with products that bypass traditional medical examinations. Simplified Issue solutions enable clients to qualify by answering a straightforward health questionnaire. Guaranteed Issue options provide life insurance without any medical qualifications or exams, ensuring seamless coverage.

Producer Toolkits & Resources

Fact Finders

Whether you are pursuing a personal needs sale or a business marketplace sale, CPS Insurance provides fact finders which can be co-branded with your contact information.

Pre-Screen Form for Life Insurance Fillable Preliminary Underwriting Questionnaire

Policy Review Kit

Integrating regular policy reviews strengthens client relationships. Our turn-key kit makes it simple to engage clients, benchmark alternative solutions, and provide proper recommendations.

CPS Policy Authorization Form Client Brochure Producer Review Kit

Policy Holder Services

Access a comprehensive directory of all our carrier’s policy holder services phone numbers. Essential for servicing existing policies, conversions, and status updates.

View Service Directory

Ready to secure the best rates?

Request a Life quote online. You will receive a response from our Life Team in 48 hours or less.