Medicare · Littleton & Denver, Colorado
Medicare help in Colorado from a licensed local agent
Robert Stauch helps people in Littleton, Denver and across Colorado understand Medicare Advantage, Medicare Supplement and Part D options, compare plans and enroll. There is no cost to work with him.
Call to speak with a licensed insurance agent. Calls to 720-459-9376 are recorded.
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 132 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
In short: Medicare has a few main paths. Original Medicare (Parts A and B) can be paired with a Medicare Supplement (Medigap) plan and a Part D drug plan, or you can choose a Medicare Advantage plan from a private insurance company. The right fit depends on your doctors, your prescriptions, how you like to get care and your budget. Robert compares the options with you, one-on-one, and you decide.
Your options
The main types of Medicare coverage
Medicare Advantage (Part C)
Plans from private insurance companies approved by Medicare that cover everything Parts A and B cover. Many include drug coverage and extra benefits, and most use a provider network.
Medicare Supplement (Medigap)
Extra insurance that helps pay your share of costs in Original Medicare, such as deductibles and coinsurance. Works only with Original Medicare.
Part D prescription drug plans
Drug coverage you can add to Original Medicare. Each plan has its own covered-drug list and cost tiers, so your prescriptions matter.
Special Needs Plans
Medicare Advantage plans designed for people with certain chronic conditions, or for people who have both Medicare and Medicaid.
Insurance companies
Plans from several insurance companies
Robert represents several insurance companies that offer Medicare Advantage Plans, Medicare Supplement Insurance Plans and Part D Prescription Drug Plans in Colorado. Plans and availability vary by county; ask Robert which plans he can offer where you live. Robert does not offer every plan available in your area.
Key dates
When you can enroll or make changes
Around age 65
Initial Enrollment Period
7 months: starts 3 months before the month you turn 65 and ends 3 months after it.
6 months after Part B
Medigap Open Enrollment
Starts the first month you are 65 or older and enrolled in Part B. After it, buying Medigap may be limited or cost more.
Oct 15 – Dec 7
Open Enrollment
Join, switch or drop a Medicare Advantage or Part D plan. Changes start January 1.
Jan 1 – Mar 31
Medicare Advantage Open Enrollment
If you are already in a Medicare Advantage plan, you can switch to a different one.
Life events
Special Enrollment Periods
Moving, losing other coverage and some other changes can let you enroll or switch outside these windows.
Turning 65
New to Medicare? Start here
- Know your window. Your Initial Enrollment Period opens 3 months before your 65th birthday month.
- Get Part A and Part B in place first. You need both active before you can enroll in a private Medicare plan.
- Still working? Employer coverage can change your timing. Ask before you delay Part B.
- List your doctors, prescriptions and pharmacy. They drive which plan fits.
- Mind the Medigap window. Your 6-month Medigap Open Enrollment starts when you are 65 or older and enrolled in Part B.
Prefer to start online?
Share your doctors, prescriptions and pharmacy with Robert before you talk, or browse plans in your ZIP code.
Opens PlanEnroll, a non-government website operated by Integrity and used by Robert Stauch, a licensed insurance agent. You are not required to enroll.
Who you’ll work with
Robert Stauch
Licensed insurance agent · CPS Special Risk Services · Littleton, Colorado
Robert works one-on-one with people turning 65 and people reviewing their current Medicare coverage. He compares plans using your doctors, prescriptions and budget, explains the trade-offs in plain language, and helps with enrollment if you decide to move forward.
NPN 7128078 · Serving Medicare clients in Colorado
720-459-9376 · call to speak with a licensed insurance agent; calls are recorded · rob@srsinc.com
How it works
What working with Robert looks like
You reach out
Call, use the form below, or use Robert’s PlanEnroll link. Robert only contacts people who ask.
Agree on what to discuss
Before talking about specific plans, Medicare rules require a short Scope of Appointment form.
Review your needs
Doctors, prescriptions, pharmacy, travel and budget.
Compare options
Robert shows the plans he can offer in your area and explains the differences.
You decide
Enroll if a plan fits, or take time to think. There is never an obligation.
Get help
Two ways to start
Individuals and families work with Robert. Insurance professionals work with Tim.
For individuals and families
Talk with Robert
Questions about turning 65, Open Enrollment or your current plan? Call Robert or ask him to contact you.
Call to speak with a licensed insurance agent. Calls are recorded.
For insurance professionals
Need Medicare help for a client?
Write Medicare through SRS, refer a client to Robert with the client’s permission, or talk with Tim about stepping back from Medicare.
Or call Tim at 303-309-3471
FAQ
Medicare questions
What is Medicare Advantage?
Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. They cover everything Original Medicare Part A and Part B cover, and many include Part D drug coverage and extra benefits. Most use a provider network, and benefits and costs vary by plan and county.
What is a Medicare Supplement (Medigap) plan?
Medigap is extra insurance you buy from a private insurance company to help pay your share of out-of-pocket costs in Original Medicare. You can only buy Medigap if you have Original Medicare, so it does not work with a Medicare Advantage plan. Many people pair it with a separate Part D drug plan.
What is Part D?
Part D is Medicare prescription drug coverage. You can get it as a stand-alone plan alongside Original Medicare, or as part of many Medicare Advantage plans. Each plan has its own list of covered drugs and cost tiers.
When can I enroll in Medicare?
Most people first sign up during their Initial Enrollment Period, which starts 3 months before the month you turn 65 and ends 3 months after it. Some life events, such as moving or losing other coverage, can open a Special Enrollment Period.
When can I change my plan?
During Open Enrollment, October 15 to December 7 each year, you can join, switch or drop a Medicare Advantage or Part D plan; changes start January 1. From January 1 to March 31, people already in a Medicare Advantage plan can switch to a different Medicare Advantage plan. Changing a Medigap policy outside your Medigap Open Enrollment Period may require answering health questions.
What happens when I turn 65?
Your Initial Enrollment Period for Part A and Part B opens 3 months before your 65th birthday month. Your Medigap Open Enrollment Period is the 6 months that start the first month you are 65 or older and enrolled in Part B. Robert can walk you through the timing based on your situation, including if you are still working with employer coverage.
Can I keep my doctor?
It depends on the plan. Medicare Advantage plans usually have provider networks, so Robert checks whether your doctors and hospitals are in network before you choose. Original Medicare with a Medigap plan generally lets you see any provider that accepts Medicare.
How do my prescriptions affect my plan choice?
Each plan covers a different list of drugs at different cost levels, and your pharmacy can also change what you pay. Robert compares plans using your actual medications and pharmacy so you can see the difference before you decide.
Is there a cost to work with Robert?
No. There is no charge to you for Robert’s help, and you are never required to enroll. If you choose to enroll in a plan, the insurance company pays Robert.
Can Robert help me outside Colorado?
Right now, Robert helps people who live in Colorado. If you live in another state, call and we will let you know your options.
What is PlanEnroll?
PlanEnroll is a non-government website operated by Integrity. Robert’s personal PlanEnroll link lets you look at Medicare plans available in your ZIP code, share your doctors and prescriptions with him, and contact him directly.
Can I enroll online?
For some plans, yes. Through Robert’s PlanEnroll link, eligible plans show an Apply button. Not every plan or insurance company offers online enrollment; for those, Robert helps you by phone or in person.
Is this website connected with Medicare?
No. CPS Special Risk Services is a licensed insurance agency. We are not connected with or endorsed by Medicare, the Centers for Medicare & Medicaid Services or any government agency.
Important information. We do not offer every plan available in your area. Currently we represent 5 organizations which offer 132 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
CPS Special Risk Services (SRS Inc.) is a licensed insurance agency. Not affiliated with or endorsed by the government or federal Medicare program. This is a solicitation for insurance. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. Plan availability, benefits and costs vary by plan and location. Robert’s PlanEnroll page is operated by Integrity, a separate company; its privacy and terms apply there.
Sources: Medicare.gov: When can I sign up? · Medicare.gov: Open Enrollment · Medicare: Key Medicare Dates (Sept 2026) · Medicare.gov: Medigap basics · Medicare.gov: When can I buy Medigap?