Life · Long-term care · Disability · Medicare
Get a quote. Talk to a real person.
Tell Tim Fuller what you need and he will personally compare carriers for you, including if you have a health condition that other agents have struggled to place.
- Independent. SRS works with dozens of carriers, so we shop your case instead of selling one company.
- Health conditions are our specialty. We have placed hard-to-insure cases for more than 40 years. See conditions we help with.
- No cost, no pressure. Get straight answers and decide on your own time.
President, SRS Inc. · Littleton, Colorado
Prefer the phone? Call 303-309-3471 or toll-free 1-888-444-7475. Email tjfuller@srsinc.com.
Free quote request
Send your request to Tim
What happens next
Four simple steps
Tim reviews your request
Usually within one business day.
A short conversation
Your goals, budget and any health history, so the quotes are real.
We shop the carriers
We find the companies most likely to approve you at the best rate class.
You decide
Compare options side by side. No pressure, no obligation.
Common questions
Before you reach out
Does it cost anything to talk with Tim?
No. There is no charge to review your situation or compare options. If you buy a policy, the carrier pays the agent commission, so your premium is the same as buying from the carrier directly.
Can I get life insurance with a health condition?
Often, yes. Diabetes, heart disease, cancer history, sleep apnea, high blood pressure and many other conditions can still qualify, sometimes at standard or better rates. The key is knowing which carriers view your condition most favorably, which is what SRS has specialized in for more than four decades.
What types of coverage can you help with?
Term and permanent life insurance, long-term care insurance (traditional and hybrid life/LTC), disability income insurance, Medicare supplement coverage, final expense and annuities for retirement income.
How quickly will I hear back?
Tim personally reviews every request and aims to respond within one business day. If you would rather talk now, call 303-309-3471.
Do I have to take a medical exam?
Not always. Many carriers now offer coverage with no exam for qualified applicants, and when an exam is needed it is usually a short visit at your home or office. Tim will tell you what to expect before you apply.
Coverage availability, rates and underwriting decisions vary by carrier and state. Submitting a request does not bind coverage.