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Annuity quotes

Annuity quotes for individuals and advisors

Compare fixed, fixed indexed and income annuities with help from the SRS team. Individuals can talk directly with Tim Fuller. Advisors can submit a quote request online or by PDF.

Individuals: talk to Tim →Advisors: submit a quote request ↓

New to annuities? Compare fixed, fixed indexed and income annuities.

What you need for an annuity quote

A few details let us compare the right products:

  • Your age (and your spouse’s, if the annuity will be joint)
  • Your state of residence
  • How much you plan to put in
  • Where the money is coming from: savings or other non-qualified money, an IRA or 401(k), or an existing annuity
  • Your main goal: protecting principal, growth, or income now or later
  • When you expect to need income or access to the money
  • Recent statements for any annuity or account being moved

Don’t have everything? Start with what you have and we will help with the rest.

Existing money

Moving existing money into an annuity

There are two different ways to move money you already have, depending on whether it sits inside a retirement account.

Section 1035 exchange

For non-qualified money (outside retirement accounts). Section 1035 of the tax code lets you exchange an existing non-qualified annuity, or a life insurance policy, for a new annuity without paying tax on the gain at the time of the exchange. It is not used for IRA money. Surrender charges on the old contract can still apply, so we compare surrender values before recommending a move.

IRA transfer or rollover

For qualified money (an IRA or employer retirement plan), which moves into an annuity held inside an IRA. A direct trustee-to-trustee transfer between IRAs is not limited. A rollover where you receive the money yourself is limited to one IRA-to-IRA rollover in any 12-month period, across all your IRAs. Ask us which method fits your accounts.

Source: IRS: IRA one-rollover-per-year rule

Your tax advisor can confirm how these rules apply to your situation.

Get a quote

Get an annuity quote

Planning your own retirement income, or quoting for a client? Choose your path.

For individuals and families

Talk to Tim

Tim will walk you through your options and compare annuities from multiple insurance companies. No cost, no pressure.

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Or call 303-309-3471.

For financial professionals

Submit an annuity quote request

Fill out the form online, or download the PDF, complete it and upload it here or email it to tjfuller@srsinc.com.

↓ Annuity quote request (PDF)↓ Annuity request with asset information (PDF)

Advisor information

Advisor name(Required)

Annuitant information

Annuitant name(Required)
MM slash DD slash YYYY
Annuitant gender(Required)
Joint annuitant name (if any)
MM slash DD slash YYYY
Joint annuitant gender

Annuity design

Tax qualified?(Required)
Annuity type
Design
Fixed annuity term (years)
Source of funds

Asset information

Optional. Helps us recommend the right design.

Monthly income

Gross monthly amounts.

Upload or notes

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    What happens after you request a quote

    Advisors

    We review the request, shop the carriers that fit, and respond within 1 business day. You will get an email confirmation as soon as you submit.

    Include statements for existing annuities or accounts being moved, and we will compare surrender values and options.

    Individuals

    Tim personally reaches out within one business day to talk through your goals, answer questions and explain the options that fit.

    Learn more

    Other quote requests

    Questions? Call 303-309-3471.

    FAQ

    Annuity quote questions

    How do I get an annuity quote?

    Individuals can use the Talk to Tim form on this page or call 303-309-3471. Advisors can submit the online quote request or download the PDF. We compare annuities from the insurance companies that fit the goal and the type of money being used.

    What information do I need for an annuity quote?

    Your age (and your spouse’s for a joint annuity), state, the amount you plan to put in, where the money is coming from, your main goal and when you expect to need income. Statements for any account being moved help us compare options. If you don’t have everything, start with what you have.

    Is an annuity quote the same as a guaranteed rate?

    No. Rates, caps and participation rates are set by each insurance company and can change. The terms that apply depend on the carrier, the product and the timing of the application, so a quote is a snapshot rather than a promise.

    Can I move an existing annuity or IRA into a new annuity?

    Often, yes. A non-qualified annuity or a life insurance policy can usually be moved into a new annuity through a Section 1035 exchange. IRA or retirement plan money moves by a trustee-to-trustee transfer or a rollover. Surrender charges and tax rules can apply, so we compare the options before recommending a move.

    Can I compare annuities from more than one company?

    Yes. SRS is an independent agency, so we compare annuities from multiple insurance companies instead of offering just one.

    Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are long-term contracts; surrender charges may apply to early withdrawals. This page is general information, not tax or legal advice.