Step 1: Complete The Contracting & Appointment Packet 

Contracting and Appointment Instructions

---

Step 2: Review Additional Requirements 

• AML: Anti-Money Laundering Training refresher course must be completed on yearly basis. This training can be done online at http://nailba.limra.com/Nailba_default.html  or with 3rd party vendor.
• Annuities and LTC: Be sure that any state mandated continuing education is current. Many states require follow up C. E. every 2 years. Applications from Advisor with non-current C. E. will be rejected and returned by the carriers as mandated by the Department of Insurance in that State.
• Annuities: According to NAIC Model Regulation 275, each Advisor is required to complete product specific training modules through each insurance carrier prior to the date of an annuity application. Applications from Advisors who have not completed the training will be rejected and returned by the carriers, according to each state’s requirements.

State Requirements

Annuity Product Training Reference

---

Step 3: Submit Completed Contracting & Appointment Packet

Simply follow the instructions on the first page of the packet, including filling out all applicable pages of the packet. Then submit your completed & signed packet to the Special Risk Services Contracting Team via mail, email or fax.