Underwriting Recreational Marijuana

Did you know that Non-Smoker rate classes are available on marijuana use?  In some cases, Best rates may be possible.

Take a look at these potential rate classes for recreational marijuana use:

  • 1 time or less per month may qualify for Preferred Plus Non-Smoker
  • 3 times or less per week may qualify for Preferred Non-Smoker
  • Up to 4-6 times per week AND no more than 1 time per day may qualify for Standard Non-Smoker

Medicinal marijuana use is underwritten differently than recreational use.  Rate classes for medicinal marijuana are based on the underlying condition being treated.  Some carriers may require a valid prescription for eligibility, particularly in cases involving daily use.

Contact the Underwriting Team for best possible outcomes on marijuana use.